Covid-19 Home Buying Process
Due to Covid-19, many homes and realtors are no longer offering open homes or showings. But you want to capitalize on the exceptional rates and first time home buyer incentives! Click here to get pre approved first before you purchase the home of your choosing.
Pre approvalWelcome
Thank you for visiting my website! Whether you are a first-time buyer or an experienced buyer with excellent credit, Adam Porteous has access to the very best products and rates available across Canada. Give me a call or text at 705-985-7281…I think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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Hey everyone, Thanks for stopping by!
Why use a mortgage agent?
Because I say YES when banks say NO! I am a mortgage specialist, I only deal with mortgages and anything that has to due with mortgages! I will make you my first priority and will look after all your mortgage needs.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
You have your accountant, you have your electrician, your plumber, likely even your realtor. Let me be your mortgage agent! I guarantee you will be happy you did.
Adam went above and beyond when helping my family. We will be lifelong clients of his.
-Newmarket,Ont.
-Director of Operations Stasht
With a baby on the way, Adam provided us with all the info we needed…and some, in order to make the best decisions for us and our future. we are grateful for everything and will recommend his services to all our friends and family
Midland, Ont
Zack Whitman-Sales at Midland Chrysler
Adam will ALWAYS be my go to for mortgage advice for myself and my clients. I highly recommend his services and am confident that you will be happy you chose him as well!
-Barrie,Ont
Josh McPhee – Faris Team Realtor
Adam is a stand up guy. Honest and trustworthy. I highly recommend his services.
-Orillia Ont.
Josh Buchanan: Realtor with The Rossman Team
Adam is great to deal with! He kept everything simple and stress free. Grinded everything out for my family and I am grateful for everything he has done for us. I highly recommend his services.
-Barrie,Ont
Brent Manuge: Manager at Subaru of Orillia
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
Free Mortgage Review
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